Muhammad RazaExecutive Director
Areas of Expertise
- Senior Insurance & Takaful Professional
- Cyber Insurance & Operational Transformation Specialist
- Digital & IT Solutions for Insurance
- Reinsurance Consultant
- Risk Assessment & Claims Frameworks
- Takaful & Islamic Finance
Education
- Associate of the Chartered Insurance Institute (ACII) – United Kingdom
- Chartered Insurer (CII)
- Certified Takaful Professional
- Certificate of IT for Insurance Professionals (CITIP) – British Computer Society
- Post Graduate Diploma in Islamic Banking and Finance – PAF-KIET
- CII Course : Cyber Risk and Insurance
A rare combination of senior insurance operations leadership, cyber insurance specialization, and hands-on experience in insurance-focused digital solutions and reinsurance framework. He is well-suited for advisory engagements involving cyber insurance product development, operational and claims transformation, digital risk platforms, regulatory alignment, and strategic initiatives within insurance/reinsurance and Takaful markets. Mr. Raza combines deep technical insurance expertise with advisory capabilities aligned to international consulting standards. His professional focus includes cyber insurance advisory, operational transformation, digital risk assessment, claims frameworks, and governance within conventional insurance and Takaful environments.
Muhammad Raza is a senior insurance and Takaful professional with over 28 years of progressive leadership experience across insurance operations, enterprise risk management, underwriting support, reinsurance advisory, and technology-enabled insurance solutions.
He is currently associated with one of the largest Islamic Financial Group consortia of Pakistan and Qatar and has previously served in senior management and key functionary roles within both government and commercial insurance organizations. His leadership experience includes direct responsibility for operational governance, claims frameworks, underwriting oversight, and regulatory alignment.
Mr. Raza combines deep technical insurance expertise with advisory capabilities aligned to international consulting standards. His professional focus includes cyber insurance advisory and product development, operational and claims transformation, digital risk assessment platforms, IT-enabled insurance solutions, and reinsurance frameworks, across both conventional insurance and Takaful environments.
He brings a rare combination of senior insurance operations leadership, cyber insurance specialization, and hands-on experience in insurance-focused digital solutions, making him particularly well-suited for advisory and strategic engagements involving cyber risk insurance, digital transformation, regulatory compliance, and market development within the insurance, reinsurance, and Islamic finance sectors.
Selected Leadership & Industry Roles
- Chief Operating Officer – Pak Qatar General Takaful Ltd.
- Vice Chairman – Non-Life Committee, Insurance Association of Pakistan
- Vice Chairman – Property Committee, Insurance Association of Pakistan
Contact us at the Leadrisks office nearest to you or submit a business inquiry online.
Our teams at Leadrisks have collaborated to support the growing field of practitioners using collective impact.
